Terms & Conditions

Effective Date: 08/04/2025

Last Updated: 08/04/2025

These Terms and Conditions ("Terms") govern your access to and use of the Payvo mobile application and related services (collectively, the "Service"), provided by Amathous LLC, a company registered in the State of New York, USA ("we," "our," or "us").

By using Payvo, you agree to these Terms. If you do not agree, do not use the Service.

1. Eligibility

You must be at least 18 years old and capable of entering into a legally binding agreement to use the Service. By using Payvo, you represent and warrant that you meet these requirements.

2. Description of Service

Payvo is a mobile-first application that helps small business owners and self-employed professionals manage customer records, scheduling, quotations, services, and payments. The Service is offered "as is" and may be updated or modified at any time.

3. Payment & Fees

  • The app is free to use. We only charge a small percentage fee on successful payments collected through the platform. This fee is transparently disclosed during the payment process.
  • You agree to these fees and authorize us to deduct them from transactions processed via the app.
  • We reserve the right to adjust our pricing model at any time with reasonable notice.

4. Account Registration

To use certain features, you must register and create an account. You are responsible for maintaining the confidentiality of your account credentials and all activity under your account.

5. Use of the Service

You agree not to:

  • Use the Service for any unlawful purpose
  • Impersonate any person or entity
  • Attempt to hack, disrupt, or reverse engineer any part of the platform
  • Upload any content that is harmful, misleading, or violates third-party rights

We reserve the right to suspend or terminate accounts that violate these Terms.

6. Intellectual Property

All content, trademarks, software, and materials in Payvo are owned by or licensed to Amathous LLC. You may not copy, modify, distribute, or reverse engineer any portion of the Service without express written permission.

7. Third-Party Services

Payvo may integrate with third-party services such as payment processors (e.g., Stripe). Your use of such services is governed by their respective terms and privacy policies. We are not liable for any issues arising from those services.

8. Termination

We reserve the right to suspend or terminate your account at any time, with or without cause or notice. You may also delete your account at any time within the app.

9. Limitation of Liability

To the maximum extent permitted by law, Amathous LLC and its affiliates will not be liable for any indirect, incidental, special, or consequential damages arising out of or related to your use of the Service.

10. Indemnification

You agree to indemnify and hold harmless Amathous LLC from any claims, losses, damages, liabilities, or expenses arising out of your use of the Service or violation of these Terms.

11. Changes to Terms

We may update these Terms from time to time. We'll notify you of significant changes, and your continued use of Payvo after any changes indicates your acceptance of the updated Terms.

12. Governing Law

These Terms are governed by the laws of the State of New York, without regard to conflict of law principles. Any disputes shall be resolved in the courts located in New York County, New York.

13. Contact

For questions about these Terms, contact us at:

hello@getpayvo.com

Amathous LLC, New York, NY, United States